Relationship Manager
PremiumTrust Bank
Lagos
Lagos
5 years experience
180 applicants
Negotiable
Expired! Posted 10 months ago
Job description
- Execute branch sales strategy reflective of the local market conditions to ensure that sales targets are met. This includes having product knowledge, cross-selling, and keeping up to date with changes and developments in the local market/area to drive optimal achievement sales opportunities.
- Conducts daily meetings with the sales team (RMO and MA) carries out reviews on the previous day and jointly plans for the week ahead.
- Manages and maintains current business relationships and seeks new accounts through sales.
- Engage in business development activities and solicitation of new business; be actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services.
- Ability to identify an acceptable level of lending risk, in line with the bank’s risk appetite statement, and to maximize profit from that transaction.
- Comply with the Bank’s complaint resolution process to resolve the matter, maintain our high service standards, and mitigate further risks/losses.
- Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to fraud.
- Discuss loan terms and conditions, and conduct collateral risk analysis to ensure compliance with the bank's policies and procedures.
- Extract and analyze financial statements, cash flow forecasts, and other complex financial reports, providing accurate assessment.
- Perform prequalification assessment and analysis of the financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
- Analyze financial statements of new customers and evaluate all loan documents.
- Contributes to the growth of deposits, loans, and overdrafts to increase the profitability of the branch.
- Delivers and maintains customer service standards at all times, for improved service delivery.
- Collaborate with peers in the branch to ensure effective support and service delivery.
- Contribute to developing a positive and proactive Safety and Wellbeing culture including meeting all safety and wellbeing compliance requirements.
- Role model and live the Bank’s Values while adhering to all corporate HR policies.
- B.Sc. Banking and Finance, Business Administration, Digital Marketing, or any other related field.
- MBA or relevant Master's Degree will be an added advantage
- Must be between the age range of 27-38
- Minimum of 5 years of work experience in Commercial Business at any reputable bank or financial institution as a relationship manager.
- Good interpersonal skills.
- Excellent communication skills, both written and verbal.
- Excellent Numerical skills.
- Customer friendly disposition.
- Supervisory skills.
- Problem solving skills.