Job description

• Execute branch sales strategy reflective of the local market conditions to ensure that sales targets are met. This includes having product knowledge, cross-selling, and keeping up to date with changes and developments in the local market/area to drive optimal achievement sales opportunities.
• Conducts daily meetings with the sales team (RMO and MA) carries out reviews on the previous day and jointly plans for the week ahead.
• Manages and maintains current business relationships and seeks new accounts through sales.
• Engage in business development activities and solicitation of new business; be actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services.

• Ability to identify an acceptable level of lending risk, in line with the bank’s risk appetite statement, and to maximize profit from that transaction.
• Comply with the Bank’s complaint resolution process to resolve the matter, maintain our high service standards, and mitigate further risks/losses.
• Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to fraud.
• Discuss loan terms and conditions, and conduct collateral risk analysis to ensure compliance with the bank's policies and procedures.

• Extract and analyze financial statements, cash flow forecasts, and other complex financial reports, providing accurate assessment.
• Perform prequalification assessment and analysis of the financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
• Analyze financial statements of new customers and evaluate all loan documents.
• Contributes to the growth of deposits, loans, and overdrafts to increase the profitability of the branch.

• Delivers and maintains customer service standards at all times, for improved service delivery.

• Collaborate with peers in the branch to ensure effective support and service delivery.
• Contribute to developing a positive and proactive Safety and Wellbeing culture including meeting all safety and wellbeing compliance requirements.
• Role model and live the Bank’s Values while adhering to all corporate HR policies.

• B.Sc. Banking and Finance, Business Administration, Digital Marketing, or any other related field.
• MBA or relevant Master's Degree will be an added advantage
• Must be between the age range of 27-38
• Minimum of 5 years of work experience in Commercial Business at any reputable bank or financial institution as a relationship manager.

• Good interpersonal skills.
• Excellent communication skills, both written and verbal.
• Excellent Numerical skills.
• Customer friendly disposition.
• Supervisory skills. 
• Problem solving skills.